Terms & Conditions

General provisions

The terms used in our Policies, whether capitalized or not, plural or singular, feminine or masculine, will refer to AJM, LLC, DBA Redefine M., when the words “the company”, “the business”, “the program”, “the course”, “we” or “us” are used; and to its directors, employees, agents, representatives, affiliates, shareholders and/or investors. When the words “you”, “your”, “the user” or a substitute of the above are used, they will refer to the user. In both cases, the exception will be any clause in these Policies, Terms and Conditions that indicates it applies particularly to one or more types of users.

Program service

These terms and conditions are proposed by AJM, LLC, DBA Redefine M., a company in good standing, subject to the laws of the Commonwealth of Puerto Rico and submitted to this jurisdiction for all legal purposes. The company is the sole and universal operator of a virtual educational platform offering informational resources and content related to the forex and/or cryptocurrency markets, entrepreneurship, business and various topics.

The user is any person over 18 years of age who browses and remains on the website.

Professional release

The user understands that Abner J Muñiz and/or any other member, in their personal capacity as mentors, instructors and representatives of AJM, LLC, DBA Redefine M., and/or the Educational Program, are not employees, agents, doctors, lawyers, managers, therapists, public relations professionals or business managers, registered nutritionists or dietitians, financial analysts, psychologists, therapists, engineers or accountants. The client understands that the consultants have not promised, are not and will not be obligated to: (1) Obtain or attempt to obtain employment, business or sales for the client; (2) Perform any business management function, including but not limited to accounting, taxes, investment consulting, or related advice; (3) Act as a therapist providing psychoanalysis, psychological counseling, or behavioral therapy; (4) Act as a public relations manager; (5) Act as a publicist or obtain publicity, interviews, writings, television, print or digital exposure for the client; (6) Share a list of the consultants’ network of contacts, business partners or media; (7) Design, evaluate, manage or implement any technique offered in their courses or content. The user understands that no relationship exists between the consultants and the user upon the conclusion of their visit to the site. If the parties agree to begin a service relationship, a separate agreement will be made.

This website is not a sales site. The products and services offered or reviewed may be obtained through external links to purchasing, processing and shipping platforms independent of the company. Therefore, we are not responsible for purchases at any step or stage, from product selection to shipping. Consequently, if you acquire any of the products you see promoted on our website and have any question regarding the rights and responsibilities that apply to you, you must refer to the Policies, Terms and Conditions of the platform where you made the purchase.

External links

This website may contain external links to many other websites. We do not guarantee the accuracy of the information obtained on linked sites. These links to or from external websites not controlled by us do not constitute an endorsement by our company or any of its employees of the sponsors of those sites or of the products or information presented on them.

External resources

This website may contain recommendations of services or products. The purchase of such external resources may result in a benefit or profit for the company. However, all recommended products or services are evaluated for their quality and the company’s satisfactory experience. We do not recommend the use of products and services we do not believe in, and we do not engage in deceptive practices.

Because these are external resources outside the administration of our company, we cannot guarantee that your experience will be the same, and we are not responsible for any non-compliance or damages they may cause.

Release of liability

AJM, LLC, DBA Redefine M., makes no statements, representations or allegations, and provides no certain or total assurance or guarantee of the content of this Website or of any sites that link to it.

This website is characterized by providing valuable information through written publications and videos that are highly useful, accurate and appropriate. This content carries a high degree of professionalism and experience, so that you find guides that fit your interests.

It is important that you know that using and applying the material we publish may offer you beneficial results, but we cannot guarantee it due to the number of components we cannot control when you apply our techniques and advice.

None of our publications replaces, equals, or compares with the opinion of an expert or certified professional.

The materials available on this site are provided “as is”. They carry no express or implied warranty of any kind, including warranties of merchantability, non-infringement of intellectual property or fitness for any particular purpose. In no event shall the company or its representatives, agents, officers or resources be liable for damages arising from the use or inability to use the materials provided and products sold. These damages include, but are not limited to, damages for loss of profits, business interruption, loss of information, injury or death. They shall not be liable even if the Program, the mentors or the instructors have been informed or advised of the possibility of such damages or losses.

The company disclaims liability for the use clients may make of the content of this website and the information they may obtain from it. We disclaim our liability regarding:

• Health, life or death.
• The use of purchased products.
• Immediate, long-term, present, recessive, hidden damages, etc.
• The loss of income, goods or property.
• The effects of our advertising and marketing.
• Damages to clients, for reasons they understand relate to the use and enjoyment of our Site, as well as damages to third parties.
• Damages caused to students’ clients.

Testimonial policy

As with all business-related sites, the results you may obtain by applying the techniques we promote may vary from those obtained by the users who provided their testimonials. The results you may obtain will be based on different variables, such as the level of effort you apply, your business acumen, personal qualities, knowledge, skills and many other factors. Because the factors that impact results are different for each person, we cannot guarantee your success, results or level of income, nor be responsible in any way for your success or failure. Our website is not an easy, overnight money-making business scheme. It takes a lot of time, effort and dedication. We understand that we provide a complete program with adequate tools for you to achieve the desired results, and satisfied students confirm it.

In accordance with the “Federal Trade Commission” guides regarding the use of endorsements and testimonials in advertising, please note the following:

The testimonials on this site are received through text, audio or videos submitted by users freely and voluntarily. They are individual experiences that reflect the real-life experiences of consumers who have used our products/services in one way or another, with satisfactory results.

Even so, they are individual results and may vary. We do not claim that they are typical results that consumers will generally achieve. These testimonials are not necessarily representative of everyone who will use our products/services.

The testimonials shown (text, audio and/or video) are exactly as they were expressed, except for corrections of grammatical or spelling errors. Some have been shortened and emphasis has been added to some areas of the text. In other words, not every message received from the testimonial writer has been shown, when it seems too long or not all of the testimonial is relevant to the general public.

We are not responsible for any of the opinions or comments published on our site. We do not endorse opinions that may be expressed in public forums on general or specific topics.

This website, by itself or through linked social media, may be a forum for testimonials, providing space for testimonials as a means of interaction between our visitors and users, where they can share their experiences with others. To prevent abuse, all testimonials appear after being reviewed by administrative staff. We do not share the opinions, points of view or expressions of any of the testimonials on this site, and they are strictly the view of the critics, users, visitors and followers.

Publications and deceptive advertising policy

Publishing deceptive advertising is illegal, and violators may be fined by the corresponding government entity. The Federal Trade Commission prohibits unfair sales, deceptive advertising and illegal buying and selling schemes on the Internet. Our company recognizes and respects legal regulations, offering information, representations and products according to our best understanding of the truth.

Our publications have the best degree of accuracy available to us. We make our best effort to present products realistically and in a way that lets you perceive details. However, we are not responsible for inaccuracies or differences that may exist between the representation and reality.

Our publications may refer to terms used in common industry jargon for the sole purpose of illustrating or informing. In no case should the words used be interpreted as offensive, demeaning, or intended to discriminate, segment or offend. The descriptive words used in this program should not be considered guarantees.

Our publications include sending emails with promotional material and images to which the same terms apply. By accepting our terms and conditions, you will be subscribed to our emails. If you wish to stop receiving information, you must send an email to [email protected].

Intellectual property rights

All copyrights, trademarks, patents, licenses, registrations and any other intellectual property right that exists now or arises as a result of the publications in our program, including logos, phrases, colors, shapes, written and visual content, among others, will remain the sole property of AJM, LLC, DBA Redefine M. Their use is exclusive to their owners or to persons licensed over them. The use of our trademark, content and intellectual property is prohibited without the express written consent of the owner. Improper or illegal use, manipulation or misrepresentation of the website content is prohibited.

You may not:

• Republish material obtained on our site without prior express written consent, or without proper credit or citation of the original source.
• Sell or lease material obtained on our site.
• Reproduce, duplicate, create derivatives of, copy or otherwise exploit the material contained on our site for any purpose without prior express written consent.

You agree to use our website only for legitimate purposes and in a way that does not violate, infringe, restrict or inhibit the intellectual property rights or the right of use and enjoyment of others.

DMCA notification

“Digital Millennium Copyright Act Notification”

We respect the intellectual property of others.

If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement, you must notify our Designated Agent, as provided in the “Digital Millennium Copyright Act” of 1998 (DMCA).

For your claim to be valid under the DMCA, you must provide the following information when submitting your notice of copyright infringement:

• A physical or electronic signature of a person authorized to act on behalf of the copyright owner. Identification of the copyrighted work claimed to have been infringed.
• Identification of the material that is claimed to be infringing or to be the subject of infringement, and that you want removed.
• Information reasonably sufficient to allow the service provider to contact the complaining party. This information must include name, address, telephone number and, if available, email address.
• A statement that the complaining party “has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law”.
• A statement that “the information in the notification is accurate”, and that “under penalty of perjury, the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed”.

The information above must be submitted in writing, by fax or email, addressed to the following Designated Agent:

WE WARN THAT UNDER FEDERAL LAW, ANYONE WHO SUBMITS A COPYRIGHT INFRINGEMENT CLAIM KNOWING ITS GROUNDS ARE FALSE MAY BE SUBJECT TO SERIOUS CIVIL PENALTIES. THIS INCLUDES MONETARY DAMAGES, COSTS AND ATTORNEY’S FEES INCURRED BY US, ANY COPYRIGHT OWNER OR HOLDER OF A COPYRIGHT LICENSE OR PERMISSION WHO, RELYING ON SUCH FALSEHOOD, HAS BEEN HARMED. THEY MAY ALSO BE CRIMINALLY PROSECUTED FOR PERJURY.

This information should not be construed as legal advice. For additional details on the information required for valid DMCA notifications, see 17 U.S.C. 512 (c) (3).

Conduct

Prohibited conduct on our website and social media includes harassing, causing distress or inconvenience to other users, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our site.

You may not use our content for any marketing-related purpose without our express written consent.

Access restriction

We reserve the right to restrict access to parts of (or all of) our site in the future, if necessary, as a consequence of the violation of these terms or for reasons of security, maintenance or temporary unavailability.

Email policy

We prohibit the use of our website and/or services in any way associated with the transmission, distribution or delivery of any type of “Spam”. The term “Spam” means any unsolicited or unwanted email, or a massive volume of emails. You may not use any of our services to send “Spam”. Both distributing, issuing or launching “Spam” and causing or fostering the conditions that cause “Spam” to be sent to all our clients are prohibited.

In accordance with the “CAN-SPAM Act” of 2003, 15 U.S.C. 7701, et seq., (Public Law No. 108-187, originally S.877 of the 108th United States Congress), emails sent, as well as facilitating their sending, through or to our website or its services, may not:

• Use or contain invalid or forged headers;
• Use or contain invalid or non-existent domain names;
• Employ any technique that in any way tends to or encourages misinterpretation, or hides or obscures any information intended to identify the point of origin or the transmission path;
• Use other misleading means of addressing;
• Use a third party’s domain name, or transmit from or through a third party’s equipment without their permission;
• Contain false or misleading information, or information that tends to create confusion or leads to falsehood or deception, whether in the subject line or in the content;
• Refuse to comply with the additional technical standards described below;
• Otherwise violate our Terms of Use.

We do not authorize the harvesting, mining or collection of email addresses or other information from or through its website or services.

We do not permit or authorize others to use our services to collect, group, compile, gather, accumulate or obtain any information about their clients or subscribers, including but not limited to subscribers’ email addresses.

We do not permit or authorize any attempt to use its services in any way that could cause disablement, overload, damage or harm to any aspect of all services, or that could interfere with the use and enjoyment others have regarding our services.

If we believe or have reason to believe that improper or unauthorized use of any service is being made, it is empowered, without prior notice and at its sole discretion, to take the necessary and appropriate actions, including blocking messages from a particular internet domain, mail server or IP address. We will cease or terminate any account in any type of service when it determines, at its sole discretion, that it is transmitting or is otherwise connected with any email that violates this Policy.

Nothing stated in this Policy is an attempt to obtain rights to transmit or send emails to or through the services or the Website. Failure to enforce this policy in one or all of its instances and meanings does not equal a waiver or renunciation of the company’s rights.

Unauthorized use of any of the company’s services in connection with the transmission of unsolicited emails, including their transmission in violation of this Policy, could result in civil, criminal or administrative liability and/or penalties against the sender and those who assist or act in concert with them.

Violators of the “C-SPAM Act” will be subject to the remedies available to obtain cease and desist orders, or penalties imposed by the FTC (Federal Trade Commission) of up to $11,000 per violation. Criminal prosecution is also possible in cases of egregious offenses, which could result in penalties such as fines and forfeiture of profits and equipment. The most serious offenses could be subject to imprisonment.

We are committed to keeping your email address confidential. We do not sell or lease our subscriber list to third parties, and we do not provide your personal information to third parties, government agencies or companies at any time, except when required by law. We will use your email address only to provide timely information about our company.

We will keep the information you send us by email in accordance with applicable federal laws.

In accordance with the “CAN-SPAM Act”, every email sent from our organization will clearly show the sender and how to contact them. In addition, every email message will contain concise information on how to voluntarily remove yourself from the contact list so as not to receive our future communications.

Opting out

Our site gives users the opportunity to opt out of receiving the communications we send or those sent by our partners, by reading the instructions to unsubscribe. They are located at the end of all our emails, at any time.

Users who no longer wish to receive our news or promotional material have the “opt-out option” for these communications, by clicking the unsubscribe link provided in the email, or by sending us an email for that purpose to [email protected].

Revisions

The company reserves the right to make changes to these terms, so you should review them regularly. Your continued use of the website will be presumed to be acceptance of the updated or amended terms. If you do not agree with the changes, you must immediately stop using our website.

If any of these terms is determined to be illegal, invalid or otherwise unenforceable, it will be deemed removed from these terms, and all others will remain with the same binding and applicable characteristics.

Final provisions

Infringement of any of the provisions of our Policies will result in prohibiting the user’s access and any other action deemed necessary. Violation of any of our Policies could give our company a legal, civil or criminal cause of action, in which case the parties will submit to the jurisdiction of the Commonwealth of Puerto Rico.